Debt Consolidation Loans Looking at debt consolidation loans as a way to consolidate debt and lower payments, is where most people will start. There are different types of debt consolidation loans though, so you’ll want to see what you can qualify for and if it is the right way to get debt relief. Getting any consolidation loan will be a challenge out the gate for those with bad credit. Getting a signature loan would be almost impossible or even trying to secure an equity line of credit will still need decent credit. Debt Consolidation Loan Types These break down into
